Check you are claiming the correct benefits.ĭon’t forget, if you are claiming a benefit you are no longer entitled to, the DWP will ask you to pay this back if you have not let them know of a change in your circumstance.This page includes a guide on how to work out your weekly budget. Check your Income Tax for the current year - GOV.UK ( Money Saving Expert Student Budgeting Planner. If you are working, check your payslip shows any overtime you have worked and inform your employer if anything looks incorrect.Make sure you are not getting additional charges for late payments. Turn your heating off when you are not home.Ensure you are receiving Council Tax Support if you are on a low income or welfare benefits.Look for better mobile and internet deals.Help with saving money How to reduce your spending Plan to save and ensure you have an emergency fund to deal with any surprise expenses. You may need to adjust if you know the price is going to change drastically, or you have used comparison websites to shop around. To estimate yearly costs such as car insurance or car repairs, check what your bill was last year and use that number. By planning in advance, you can look for any offers on presents you are going to buy anyway. This will help you accurately budget and should be easier to stick to. Also check if there are any split-ticket options, to see if you can save with two season tickets covering different legs of the journey. When planning for Christmas or Birthday spending, list down every person you buy for and how much want to spend on their present. A 12-month Guildford to London season ticket including a London travelcard for zones 1 to 6 is £6,096, yet if you restrict your travel to the Clandon and Woking routes, its £5,052. Benefit and budgeting calculator - .uk.Budget Planner | Free online budget planning tool - MoneyHelper.Note down all your current regular payments including Direct Debits.Get a bank statement of at least 1 month’s transactions to hand.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |